https://www.arfinancialplanners.com.au/news daily 0.75 2022-11-17 https://www.arfinancialplanners.com.au/our-advice-process daily 0.75 2021-04-01 https://www.arfinancialplanners.com.au/our-services daily 0.75 2021-04-08 https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616994712693-426ARU7HEOENPYL3XYAY/superannuation.png Our Services https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1617174873263-53PNVK9VH4VRL33LSG5J/debt-management.png Our Services https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1617174848838-IYDBB3Y7UV0CCBQPPQBA/cashflow.png Our Services https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1617175001307-XCZ9K909TZTS4L1TW7UM/centrelink.png Our Services https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616994785013-VCFU48JLFSXI0JMXYFE6/wealth-creation.png Our Services https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1617174979504-GVEP5SKDNCOT5GO1AVRA/estate-planning.png Our Services https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616994758384-JK3PAAPZA5VPA2ODSOL5/self-managed.png Our Services https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1617174801048-A068LQTTMWJ0061E1PMJ/personal-insurance.png Our Services https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1617174919404-E3YRTCPU95FI7DWQO839/aged-care.png Our Services https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616994732864-JQOEDYKONW9F5N2BULZA/retirement-planning.png Our Services https://www.arfinancialplanners.com.au/contact daily 0.75 2024-08-01 https://www.arfinancialplanners.com.au/debt-management-and-gearing daily 0.75 2021-04-01 https://www.arfinancialplanners.com.au/our-team daily 0.75 2025-05-26 https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616489620071-KQJU9V6D2LIXZ02W2DJT/MTK+-+COLOUR+.png Our Team https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616490182632-5DAN8FYVUQG84PPQHGO2/EL+-+COLOUR+.png Our Team https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1629972515707-GNGNS84HNH915RS4ORIO/SHAUN.jpg Our Team - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616543182237-IHL54EDW2CAYPTADJT7X/VB+-+COLOUR+.png Our Team https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616489760941-65YNS5VGXFUJENB17GS5/BT+-+COLOUR.png Our Team https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/ef4927ad-b953-4ddb-a12b-df2cdf360a7f/ANDREW+.png Our Team https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616488813399-SK9VQ6NJG45N81TAGKT8/JT+-+COLOUR+.png Our Team https://www.arfinancialplanners.com.au/privacy-policy daily 0.75 2022-07-11 https://www.arfinancialplanners.com.au/cashflow-and-budgeting daily 0.75 2021-03-31 https://www.arfinancialplanners.com.au/centrelink-and-social-security daily 0.75 2021-03-31 https://www.arfinancialplanners.com.au/home daily 1.0 2025-05-14 https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1617249009049-12UB2NWIE0CEPQ1TPZTD/Stepping-Stones-Tree.jpg A&R Financial Planners - Our Services We simplify the complex world of financial planning, with our clients’ interests our number one focus. We are committed on providing the best experience for you, taking the pressure off and allowing you to enjoy your life. https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1617249565496-T0KTGEACRD9WU0LRRBD5/Road-through-Trees.jpg A&R Financial Planners - Our Focus We are committed to making your financial plan a clear and straightforward process. We do this by forming trusted long-term partnerships with our clients, where we consider their holistic financial circumstances, goals and objectives. https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1617249162515-JNKGW5DYAB8JQTCG7RX5/dan-meyers-m_YgyaG8_MU-unsplash.jpg A&R Financial Planners - Our Team Understanding your financial needs can be a difficult and delicate journey and that’s why our professional advisors are here to support you. Backed by a skilled and dedicated team, we have the knowledge and experience to deliver your personalised financial plan. https://www.arfinancialplanners.com.au/our-story daily 0.75 2021-04-08 https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616668928282-O1SOOF69JDL2G6KVSCB0/vladimir-haltakov-zlS4T8ky5O8-unsplash.jpg Our Story - Family Business We are a family business that provides exceptional service to our clients. Brad joined A&R in 1987 as a self-employed financial advisor. Melissa joined A&R in 2008 and worked in all areas of the business before becoming a qualified financial planner in 2014. Joel joined A&R in 2014 and also worked in all areas of the business before becoming a qualified financial planner in 2019. Our staff are hardworking, capable and are here to listen, assist and support you where they can. https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1617868102978-DB9Z1UW26H4QZ3UHFBMW/history-ar.png Our Story - The History of A&R In 1987, Laurie Amphlett and Brian Robertson started Amphlett & Robertson Financial Services. This same year, Brad Turnbull joined the Amphlett & Robertson group as a financial advisor and Denis Hardy joined as a general insurance broker. In 1995, Brad and Denis were given the opportunity to become partners in the business and established A&R Financial Services. In 2002, A&R was formed into two separate businesses, A&R Financial Planners and A&R General Insurance and continued this way until Denis retired at the end of 2015. Denis remains a great friend of A&R, often popping in to say hello. To this day, A&R Financial Planners has established itself as one of the leading financial planning businesses in the Western Sydney region. https://images.squarespace-cdn.com/content/v1/60515af0dc44f040b9573a40/1616981727481-7WK74NUY4E7D06SLM82J/ROWING+PHOTO+EDITED+.png Our Story - Our Principal Advisor Brad was born and raised in Penrith. Attending the local public and high school, also working at Panthers Leagues Club. Growing up, Brad helped in his father’s Greengrocer Business, helping prepare and deliver fruit and vegetables to his customers in the Penrith and Blue Mountains community. Seeing how loyal his Father’s customers were, Brad learned the value of excellent service, a quality that still rings true today. 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